Attention homeowners in Yelm and Thurston County: Get an Appraisal today!

Check out the top reasons WA homeowners call on JEFFREY SMITH:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Thurston county's assessment of your property
Remove PMI to reduce your mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in Thurston county or WA by determining the true market value of real estate in question

Do you own a home in or near Yelm? Do you need help deciding the price of your real estate?
Contact JEFFREY SMITH.

At JEFFREY SMITH, we understand the particular needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at JEFFREY SMITH are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At JEFFREY SMITH, we're veterans in helping people just like you rid yourselves of unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal report from JEFFREY SMITH is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can this be inopportune from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. JEFFREY SMITH can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a professional double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from JEFFREY SMITH can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.